Life & Health Insurance Practice Exam 2025 – Your All-in-One Guide to Exam Success!

Question: 1 / 470

What action can reduce the risk of fire in a home?

Buying comprehensive insurance

Keeping fire alarms inactive

Replacing batteries in smoke alarms regularly

Replacing batteries in smoke alarms regularly is a critical action in reducing the risk of fire in a home. Smoke alarms are essential safety devices that alert occupants of smoke and fire, providing valuable time to escape and call for help. If the smoke alarm is not functioning properly due to dead or weak batteries, it may fail to sound when smoke is detected, significantly increasing the risk of harm.

Regular battery replacement ensures that smoke alarms are always operational, thus enhancing the overall safety of a household. This action aligns with safety guidelines and ensures that potential dangers are addressed proactively.

In contrast, actions like buying comprehensive insurance do not directly reduce the risk of fire; rather, they provide financial protection after a fire occurs. Keeping fire alarms inactive and ignoring safety guidelines can lead to increased dangers, making homes far more susceptible to fire hazards. These choices highlight the importance of regular maintenance and adherence to safety protocols as fundamental strategies for fire risk reduction.

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Ignoring safety guidelines

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