Life & Health Insurance Practice Exam 2026 – Your All-in-One Guide to Exam Success!

The correct year when the Supreme Court intervened regarding the Federal Trade Commission's authority over insurance is 1944. This intervention is rooted in the landmark case *United States v. South-Eastern Underwriters Association*, which was decided in that year. This case was significant because it determined that insurance was interstate commerce and thus subject to federal regulation under the Commerce Clause. Prior to this ruling, insurance was primarily regulated by state law, leading to the establishment of a dual regulatory system.

While 1958 and 1959 were years that saw various developments in insurance regulation and related legal cases, they did not involve a direct Supreme Court ruling on the FTC’s authority over insurance. The year 1868 is not relevant in this context since it predates significant changes in insurance regulation that later occurred in the mid-20th century. Therefore, understanding the impact of the Supreme Court's 1944 decision is crucial in grasping the evolution of insurance regulation and the balance between state and federal authority over this industry.