Life & Health Insurance Practice Exam 2025 – Your All-in-One Guide to Exam Success!

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What is an example of a Temporary Partial Disability?

A broken leg

A sprained ankle taking seven days to heal

A sprained ankle taking seven days to heal is an example of a Temporary Partial Disability because it refers to a temporary condition that restricts a person's ability to perform certain work-related functions but is not severe enough to prevent them from working entirely. In this scenario, the individual may be unable to perform some tasks at full capacity due to the injury, but they can still engage in some form of work while recovering.

This classification aligns well with the concept of Temporary Partial Disability, which involves a situation where the individual has some impairment but can still perform limited tasks or duties. In contrast, a broken leg and chronic back pain can potentially lead to longer-lasting impacts on the person’s ability to work, and permanent hearing loss clearly indicates a permanent condition, both of which do not fit the temporary aspect of the disability classification.

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Chronic back pain

A permanent hearing loss

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